You can use your cPanel username and password to access all folders and files via FTP. However, if you want to create an FTP user account for a specific folder or you don’t want to allow access to your root files then you can create a separate FTP Account.
1. Log into your cPanel account.
2. In the Files section, click on FTP Accounts Icon. 3. Under Add FTP Account text, fill in the following details:
4. Click on the Create FTP Account button.
Now you can access your FTP Account by using your newly-created FTP account like: